I got blasted with a bad Malware program on Wikipedia last month, and it wound up frying my old HDD.Frankly, I have the abilty to create a RAID array in this PC, and I probably should.
Cloud computing is popular right now due to the low costs. There are risks, but there are risks with everything. It's all a question of "what level of risk is acceptable for me?"
Frankly, I don't like Cloud Computing becuase I don't like the idea of having "works in progress" out somewhere where they could be potentially compromised.