After 6 hours of trying I finally gave up and gave myself unlimited hit points in the Tomb of 1000 terrors. I was able to handle everything BUT I died whenever Njam showed up and beat on me while I was in the middle of a major fight.I keep swaping in and out with unlimited HP whenever Njam appeared and turning them off whenever he left. Wish I could have found a trick to avoid cheating.
Score: 25922
Time: 9 months, 16 days with no LLoyds Beacon until I got one off the Collidal Monster.
Char:
Level 54 Human Assassin
Level 55 Elf Mage
Level 54 Elf Lich
Level 54 Elf Priest