I just killed off 3 characters when I started. How would you start with no skills? I thought the game made you select skills when you started. Also do you continue to play like that or do you level up and gain skills as you go along? I found that my archer had mastered pretty much everything she needed by level 72 (where I am now), though I'd like to put more points into some stuff. Interesting trying to play with one high level character as opposed to a balanced party. I don't think I'm going to try Warlord's till I'm about level 100. 
